The decision to purchase a new home can be an extremely exciting time; however, without proper education and a proper team in place it can quickly turn into a huge headache. The first thing to do once you have made the decision to purchase a home is to become pre-approved for a mortgage loan. This can be done through your local bank or a mortgage broker. As Scott Trainor with The Mortgage Group explains, "Being pre-approved is such a crucial step. During the pre-approval...

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